Welcome to Giftwise, a digital design file provider. The following terms of service agreement governs your access to and use of our website, products, and services. By using our website, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions outlined below. If you do not agree to these terms, please do not use our website.

Definitions
“Giftwise” refers to our company, its owners, affiliates, and employees.
“User,” “you,” and “your” refer to any person who uses or accesses our website.
“Products” refer to any digital files, designs, templates, or other materials available for download on our website.

License All products offered by Giftwise are subject to our license agreement. By purchasing a product, you are granted a non-exclusive, non-transferable license to use the product for personal or commercial purposes. You may modify the product and incorporate it into your own designs, but you may not sell, distribute, or share the original product or any derivative works created from it.
Payment and Refunds All payments are processed securely through our third-party payment processor. We accept all major credit and debit cards. We do not offer refunds for digital products once they have been downloaded, except in cases of technical issues or errors on our part.

Intellectual Property All products offered by Giftwise are protected by copyright laws and international treaties. All rights, title, and interest in and to the products, including any intellectual property rights, remain the property of Giftwise. You may not claim ownership of any products, nor may you sell, distribute, or share any products or derivative works without our prior written consent.
Limitation of Liability Giftwise is not liable for any damages, including but not limited to direct, indirect, incidental, special, or consequential damages, arising out of the use or inability to use our website or products. We make no warranties or representations, express or implied, with respect to our website or products.
Indemnification You agree to indemnify and hold Giftwise harmless from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of our website or products.

Modifications to the Terms of Service Giftwise reserves the right to modify these terms of service at any time, without prior notice. Any changes will be effective immediately upon posting on our website. Your continued use of our website or products following any changes to these terms constitutes your acceptance of the modified terms.

Governing Law and Jurisdiction This agreement and any dispute arising out of or in connection with it shall be governed by and construed in accordance with the laws of the state of Pennsylvania, without regard to its conflicts of law provisions. You agree that any legal action or proceeding arising out of or in connection with this agreement shall be brought exclusively in the federal or state courts located in Philadelphia, Pennsylvania.

If you have any questions or concerns about our terms of service, please contact us at igiftwise@gmail.com.

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